7 Best WooCommerce Partial Payment Plugins in 2025

Ever wished your WooCommerce store could let customers pay in installments instead of the full amount upfront?

A WooCommerce partial payment plugin allows customers to pay a deposit or installment instead of the full order amount upfront. This feature is also called split payment, deposit, or installment plan.

For example, if a product costs $1,000 and you allow a 20% deposit, your customer can confirm the order by paying just $200 and settling the balance later.

Since WooCommerce doesn’t support this feature by default, plugins are the easiest way to add partial payments. The right solution improves customer flexibility, boosts conversions, and reduces cart abandonment.

In this guide, we’ll explore the best WooCommerce partial payment plugins, compare their features, and show you how to enable partial payments in your store.

What is Partial Payment in WooCommerce?

Now, before we get into the review of the WooCommerce deposit and partial payment plugin, you should probably know something: 

What does it mean by partial payment? 

Partial payment is the amount a user can pay that covers a portion of the total amount. For example, let’s say a product costs $1000 and you, the admin, are allowing a 20% partial payment.

It means if the customer can buy the product by paying 20% of the full invoice cost – $200 to be exact, as long as the full payment is made before a pre-defined period.

And you can do these things with a deposit and partial payment plugin. 

Why Use a Partial Payment Plugin?

Using a Partial Payment Plugin for your WooCommerce store offers multiple benefits for both store owners and customers, enhancing the overall shopping experience and increasing sales.

Here’s why you should consider it:

For Store Owners

1. Improved Cash Flow: With partial payments, customers pay a deposit upfront, ensuring you receive some funds immediately while still giving them the flexibility to pay the balance later. This helps improve cash flow, especially during peak sales periods.
   
2. Increased Conversions: By offering payment flexibility, you make it easier for customers to make larger purchases. Some customers may hesitate to buy a high-ticket item upfront, but a deposit option can lead to more sales, increasing your overall conversion rate.
   
3. Reduced Cart Abandonment: Shoppers are more likely to complete a purchase if they can spread out the cost. A partial payment option can reduce cart abandonment and entice customers to follow through with their purchase, especially if they feel it’s more affordable.
   
4. Flexible Payment Options: Store owners can choose how much of the payment the customer needs to make upfront, and even set payment schedules or deadlines for the remaining balance. This flexibility gives you control over the payment process while accommodating different types of customers.
   
5. Better Customer Retention: By offering an easy and flexible way to pay, customers are more likely to return to your store for future purchases. It builds a sense of trust and reliability, leading to stronger long-term relationships.

By offering a partial payment plugin, store owners can build trust, provide flexibility, and boost conversions, all of which contribute to the growth of the business. For customers, it’s an accessible and manageable way to make larger purchases without financial strain.

Our review consists of a couple of great partial payment plugins that are easy to use. We took into account their features, usability, and pricing to judge their overall usability. 

So, without further ado, let’s get started 👇

Best WooCommerce Partial Payment Plugins – The Choices

There are plenty of plugins out there for enabling WooCommerce partial payments for your online WordPress store. However, not all plugins will allow you the ability to easily configure the settings. Sometimes, the setup is way too complicated. 

We wanted to provide you with options that are easy to use and don’t take too much time to set up. 

Here are the top choices we could find:

1. WowStore

WowStore’s partial payment feature allows users to configure partial payments for customers with ease.

One of the notable features of the plugin is the fact that you can create full WooCommerce sites using the WowStore plugin. Also, you can enable product pre-orders, back orders, currency switchers, and more – all with just one plugin. 

The key selling point of the partial payment in WowStore is the fact that it’s super easy to configure. Let’s see what else it can offer.

Key Features

• Enable partial payments on selected products
• Set deposit amount or percentage
• Flexible payment schedules
• Works seamlessly with standard WooCommerce checkout
• Compatible with other WooCommerce extensions

Pros:

• Super easy to set up and use
• Lets you offer partial payments without extra plugins
• Flexible for different product types and pricing models

Cons:

• Limited advanced features compared to dedicated partial payment plugins
• Mainly useful if you already use WowStore’s product blocks for your shop

Active installations: 5,000+
Rating: 4.5 out of 5 stars

2. WholesaleX

WholesaleX’s partial payment is another great option if you are looking to set up a partial deposit payment feature for wholesale customers. It’s a feature that focuses on setting up a B2B wholesale store without any hassle.

And the great thing is, it allows the ability to set custom user roles and dynamic rules to make wholesale purchases easier. Also, features like the custom registration and login form builders offer excellent usability, both for the store admin and the customer. 

The partial payment feature of WholesaleX is a part of the WholesaleX wallet – you need to enable it through the WholesaleX wallet settings for partial payments on your WooCommerce wholesale store. 

The execution of this partial payment feature is a bit different (we’ll talk about it later on). For now, let’s look at the key features:

Key Features:

• Partial Payment via Wallet: Customers can use their wallet balance for partial payments and pay the rest using other methods.
• Dynamic Pricing & Discounts: Set up tiered pricing, cart discounts, and more.
• Bulk Order Forms: Streamline the ordering process for wholesale customers.
• User Role Management: Create custom roles with specific pricing and access.
• Request a Quote: Allow customers to negotiate prices before purchasing.
• Conversation System: Communicate directly with customers within the platform.

Pros:

• All-in-One Solution: Combines wholesale and partial payment features in one plugin.
• User-Friendly: Intuitive interface that’s easy to navigate.
• Flexible Payment Options: Accommodates various payment methods and schedules.

Cons:

• Primarily B2B Focused: While it supports B2C, some features are tailored for wholesale businesses.
• Requires Wallet Add-On: The partial payment feature is part of the Wallet add-on, which needs to be enabled separately.

Active Installations: 2,000+
Rating: 5.0 out of 5 stars

3. PH WooCommerce Deposits

The PH WooCommerce Deposits Plugin offers a flexible payment system for your WooCommerce store, allowing customers to pay a deposit and settle the remaining balance later. This plugin enables options for fixed or percentage-based deposits, split payments, and customizable payment plans.

With features to automate reminders and tailor payment choices, it enhances the checkout experience and provides full control over how deposits and payments are managed, helping to boost conversions and improve customer satisfaction.

Key Features:

• Flexible Deposit Options: Choose between fixed amounts or percentage-based deposits.
• Custom Payment Plans: Offer daily, weekly, monthly, or annual installment options.
• Product-Specific Settings: Enable deposits for individual products or globally across your store.
• Automated Payment Reminders: Send customizable email reminders to customers for outstanding payments.
• Seamless Integration: Works smoothly with WooCommerce Bookings and Appointments plugins.
• Multilingual Support: Available in English, German, and Spanish; can be translated into other languages.

Pros:

• Increased Conversion Rates: Makes high-value products more accessible to a broader audience.
• Enhanced Customer Experience: Provides flexible payment options, improving customer satisfaction.
• Easy Setup: User-friendly interface with straightforward configuration.

Cons:

• Premium Pricing: Priced at $99/year, which might be a consideration for small businesses.
• Limited Free Version: The free version offers basic functionalities; advanced features require the premium version.

Active Installations: N/A
Rating: N/A

4. Wallet System for WooCommerce

The Wallet System for WooCommerce by WP Swings is a powerful plugin that lets WooCommerce store owners create a customized wallet system for their customers.

It enables seamless transactions where customers can store funds, make partial payments, and enjoy a hassle-free shopping experience. By offering a seamless, integrated payment system inside your shop, the plugin’s many features improve consumer loyalty and retention.

Key Features:

• Built-in digital wallet for WooCommerce
• Customers can top up their wallet anytime
• Partial or full payment support using wallet balance
• Wallet recharge via different payment gateways
• Easy refund management (refunds go directly to the wallet)
• Transaction history for both admins and customers

Pros:

• Simple and reliable way to offer partial payments
• Encourages customer loyalty by keeping money in the store
• Makes refunds fast and hassle-free
• Flexible enough for both small and large stores

Cons:

• Customers must first load their wallet, which can be an extra step
• Not as customizable for deposit structures compared to dedicated deposit plugins

Active installations: 3,000+
Rating: 4.9 out of 5 stars

5. ShopLentor Partial Payment

The ShopLentor Partial Payment Module is an innovative addition to the ShopLentor plugin suite. It is designed to make your e-commerce experience even smoother and more convenient. This feature allows customers to pay for their purchases in installments, making it easier to afford expensive or multiple items from your WooCommerce store.

This Partial Payment module offers flexible payment plans that can be customized to fit your business needs. You can set the amount for each installment. This gives you more control over your payment options and allows you to cater to a wider range of customers.

The best part? It comes with ShopLentor, an all-in-one plugin that streamlines your e-commerce journey by creating stunning websites. This plugin offers features like pre-orders, back-orders, and currency switchers to enhance your site’s functionality.

Key Features:

• Enable deposits or partial payments on specific products
• Choose between fixed deposit amounts or percentages
• Option to set balance due dates
• Works seamlessly with the default WooCommerce checkout
• Part of a larger toolkit that also includes shop design, upsells, and product widgets

Pros:

• Combines partial payments with a complete WooCommerce design toolkit
• Easy to set up deposits without needing a separate plugin
• Flexible for different product types and scenarios

Cons:

• Partial payment is just one of many features, so it’s not as advanced as standalone deposit plugins
• May feel a bit heavy if you only want the deposit functionality

Active installations: 100,000+
Rating: 4.6 out of 5 stars

6. Deposits and Partial Payments for WooCommerce

Deposits and partial payments for WooCommerce is another great option for users who are looking to enable partial deposits for the customers.

It is a standalone option that can help users make partial payment on pricey products – allowing you to retain potential customers (more on that later). 

Key Features:

• Allow customers to pay a deposit or partial amount at checkout
• Fixed or percentage-based deposit options
• Apply deposits globally or per product
• Works with WooCommerce orders and payment gateways
• Simple admin dashboard for managing balances and due payments

Pros:

• Very easy to set up, no technical knowledge needed
• Straightforward for both store owners and customers
• Keeps the focus on partial payments without unnecessary extras

Cons:

• Limited customization compared to premium alternatives
• Lacks advanced scheduling options for installments

Active installations: 5,000+
Rating: 4.9 out of 5 stars

7. Deposits for WooCommerce 

Another nifty plugin in our list of the best WooCommerce partial payment plugins is one from Codeixer. The deposits for WooCommerce is a user-friendly WooCommerce part payment plugin that has all the necessary features you need to set up deposits and partial payments for your E-commerce store. 

Key Features:

• Enable deposits or partial payments store-wide or per product
• Fixed amount or percentage-based deposits
• Customizable labels for “deposit” and “full payment” options
• Compatible with most WooCommerce payment gateways
• Simple setup directly from the product page settings

Pros:

• Lightweight and focused only on deposits
• Easy for customers to understand at checkout
• Good option for small to medium WooCommerce stores

Cons:

• Doesn’t include advanced scheduling or installment plans
• Basic design, less flexibility compared to premium plugins

Active installations: 1,000+
Rating: 5 out of 5 stars

How to Add WooCommerce Partial Payments to Your Online Store?

There are different ways you can control partial payments for your WooCommerce store. In this discussion, we will share 2 different scenarios: 

How to Enable WooCommerce Partial Payment for Retail Products? 

The process for adding partial payment for a retail product is super simple with the WowStore WooCommerce plugin. Here’s how to do it: 

1. Install the WowStore WooCommerce plugin
2. Enable the Partial Payment addon from the WowStore Addon Settings
3. Go to a product 
4. Enable partial payment for that product
5. Select the deposit type (fixed rate or percentage)
6. Set the deposit amount
7. Update the product

If you follow these steps, on the product page, you will be able to see the partial payment option added to the specific product page. The product where you want the partial payment option to be enabled. 

In the checkout page, you will see the following: 

Finally, once you complete the payment, on the thank you page, you will find the following order details: 

You can create the single product page, cart page, thank you page, and other WooCommerce pages with WowStore. Check out the following resources to learn how you can create these pages.

Relevant Resources

• How to create a single product page with WowStore?
• How to create a cart page with WowStore?
• How to create a thank you page with WowStore?

How to Enable Partial Payments for Wholesale Products

The process for adding and using the partial payment feature is a bit different with WholesaleX. You need to use the WholesaleX Wallet to make partial payments for wholesale products. 

Please note that you need to add funds to the WholesaleX wallet for a specific user for the partial payment to work. Also, the wallet balance will be used to make the partial payment. 

Now, the process to add partial payment for a registered user (the partial payment will be made with the WholesaleX wallet) is to: 

1. Install and activate the WholesaleX plugin 
2. Go to the WholesaleX addon page and activate the wallet addon
3. Choose the wallet settings
4. Enable partial payment through wallet balance
5. Enable WholesaleX wallet payment for the specific user(s).

Please note that you need to enable the WholesaleX wallet from the WooCommerce payment settings. You can add payment discounts using the dynamic rules if you like.

Now, when a specific user makes a wholesale purchase, he or she will have the option to make a partial payment with WholesaleX. 

Relevant Resources

If you aren’t really sure how it all works, check out the resources down below:

• How to use the WholesaleX Wallet?
• How to set User Roles in WholesaleX?

How Can Deposits and Partial Payments Help to Increase Online Sales?

Not every customer is ready to pay the full price upfront, especially for high-ticket or bulk orders. Offering deposits or partial payments breaks down that barrier and makes purchasing easier.

Here’s how it can drive more sales:

• Reduces Cart Abandonment: Customers are less likely to abandon when they see a flexible payment option.
• Builds Trust: Letting buyers secure a product with a deposit shows confidence in your store and encourages commitment.
• Increases Conversions for Expensive Items: High-value products feel more affordable when payments are spread out.
• Encourages Upsells: Shoppers who pay in parts are often open to adding extra items since the immediate cost feels lighter.
• Widens Your Customer Base: Payment flexibility attracts budget-conscious customers who may otherwise skip the purchase.

By giving shoppers financial flexibility, you’re not just making sales easier, you’re creating long-term loyalty and repeat business.

FAQ

In this section, we will try and answer some questions that may come to your mind. 

Finally…

You now know about a couple of options that are worthy of being the best WooCommerce partial payment plugins. 

However, there may be some options that we overlooked. Maybe you are using a partial payment plugin that offers something more. 

If that’s so, do share it in the comments down below. We would like to take it for a spin ourselves. Also, while you’re at it, check out various WordPress video tutorials on our YouTube Channel. Also, find us on Facebook and Twitter for regular updates!

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Written byEditorial Staff

WPXPO editorial staff consists of content specialists who are dedicated WordPress enthusiasts with extensive content writing and marketing experience. We take pride in our ability to create high-quality, people-first content that helps our audience navigate WordPress effectively.